Farm Property Protection Insurance

Basic Protection

  • Fire, Lightning
  • Volcanic eruption
  • Wind, Hail
  • Vehicles
  • Explosion
  • Aircraft
  • Smoke
  • Riot, Civil Commotion
  • Theft
  • Vandalism, Malicious Mischief

Optional Protection

  • Direct physical loss coverage on farm machinery and farm implements
  • Additional causes of loss for livestock include:
    • electrocution
    • drowning
    • accidental shooting
    • loading or unloading
    • collapse of buildings, bridges or culverts
    • collision or overturn of conveyances
    • attack by wild dogs or animals
  • Additional Living expense or fair rental value
  • Debris removal
  • Buildings under construction
  • Reasonable repairs
  • Refrigeration Failure
  • Fire department service charge
  • Removal
  • Property Removed
  • Construction Materials
  • Credit card, cash card, counterfeit money
  • Newly acquired machinery protection
  • Rental reimbursement on farm machinery
  • Transportation
  • Limited coverage on trees, shrubs and plants
  • Limited coverage on farm operations records
  • Farm operation records
  • Pollutant clean up and removal
  • Landlord's furnishings
  • Glass or safety glazing material
  • Replacement cost coverage on dwellings and outbuildings
  • Automatic coverage for residential use garages up to 10% of Coverage A
  • $1,000 automatic coverage for private power and light poles
  • $500 automatic coverage for outdoor radio, TV, and satellite antennas
  • No deductible for cab glass breakage on mobile equipment

You can get all that plus these optional property coverages to increase your protection even further:

  • Broad form dwelling and contents coverage
  • Special form dwelling and contents coverage
  • Replacement cost contents coverage
  • Extended replacement cost dwelling coverage
  • Earthquake coverage
  • Collapse of qualified outbuildings
  • Farm business interruption - loss of income and extra expense coverage
  • Improvements, alterations and additions
  • Peak season
  • Suffocation of livestock coverage
  • Livestock freezing and smothering
  • Farm extra expense

* Please note that all coverages are not available in every state in our operating territory.

Liability Protection

  • Business Liability for the farm operation
  • Personal Liability for your family
  • Four-wheelers
  • Six-wheelers